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First Security Bank - West

Beulah, ND · Est. 1915 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

First Security Bank - West is a bank based in Beulah, North Dakota, established in 1915, with $74 million in total assets across 2 branches. By Trust Grade it ranks 40th of 60 banks we track in North Dakota. Its capital ratio of 11.1% trails most similarly sized banks (41th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against First Security Bank - West appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$74.1M
<$100M institution
Deposits
$65.8M
Branches
2
Capital ratio
11.1%
Bottom 41% of <$100M peers · North Dakota median 9.5%
Return on assets
0.4%
Bottom 26% of <$100M peers · North Dakota median 1.32%
Rank in North Dakota
#40
of 60 banks

How First Security Bank - West compares to North Dakota peers

Capital ratio
Bottom 41% of <$100M peers
First Security
11.1%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of <$100M peers
First Security
0.4%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First Security Bank - West

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Security Bank - West over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 101 Main St, Robinson, ND 58478
  • 100 E Main St, Beulah, ND 58523

Are deposits at First Security Bank - West insured?

Yes. First Security Bank - West is an FDIC-insured bank (FDIC certificate #10253). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Security Bank - West: frequently asked questions

Is First Security Bank - West a good bank?

First Security Bank - West earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.41%).

Is First Security Bank - West FDIC-insured?

Yes. First Security Bank - West is a FDIC-insured bank (FDIC certificate #10253). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Security Bank - West?

First Security Bank - West holds $74 million in total assets, ranking 40th of 60 banks we track in North Dakota. It operates 2 branches.

Does First Security Bank - West have CFPB complaints?

No CFPB complaints against First Security Bank - West appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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