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Manasquan Bank

Manasquan, NJ · Est. 1874 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Manasquan Bank is a bank based in Manasquan, New Jersey, established in 1874, with $3.5 billion in total assets across 15 branches. By Trust Grade it ranks 35th of 50 banks we track in New Jersey. Its capital ratio of 9.4% trails most similarly sized banks (33th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Manasquan Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.5B
$1B–10B institution
Deposits
$3.0B
Branches
15
Capital ratio
9.4%
Bottom 33% of $1B–10B peers · New Jersey median 11.3%
Return on assets
0.4%
Bottom 8% of $1B–10B peers · New Jersey median 0.67%
Rank in New Jersey
#35
of 50 banks

How Manasquan Bank compares to New Jersey peers

Capital ratio
Bottom 33% of $1B–10B peers
Manasquan Bank
9.4%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $1B–10B peers
Manasquan Bank
0.4%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Manasquan Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (9.4% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Manasquan Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 185 Main St, Manasquan, NJ 08736
  • 85 Bridge Ave, Bay Head, NJ 08742
  • 24 Princeton Ave, Brick, NJ 08724
  • 167 Newton's Corner And Ramtown Road, Howell, NJ 07731
  • 305 Highway 71, Spring Lake, NJ 07762
  • 429 Main St, Metuchen, NJ 08840
  • 2221 Landmark Pl, Manasquan, NJ 08736
  • 1410 Meetinghouse Road, Manasquan, NJ 08736
  • 2307 Route 88, Point Pleasant Beach, NJ 08742
  • 1050 Route 9 S, Howell, NJ 07731
  • 1115 Highway 35, Ocean, NJ 07712
  • 540 Route 9 S, Little Egg Harbor Township, NJ 08087
  • 541 Sycamore Ave, Shrewsbury, NJ 07702
  • 525 Route 72 E, Stafford Township, NJ 08050
  • 330 State Highway 34, Colts Neck, NJ 07722

Are deposits at Manasquan Bank insured?

Yes. Manasquan Bank is an FDIC-insured bank (FDIC certificate #30470). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Manasquan Bank: frequently asked questions

Is Manasquan Bank a good bank?

Manasquan Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.39%).

Is Manasquan Bank FDIC-insured?

Yes. Manasquan Bank is a FDIC-insured bank (FDIC certificate #30470). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Manasquan Bank?

Manasquan Bank holds $3.5 billion in total assets, ranking 35th of 50 banks we track in New Jersey. It operates 15 branches.

Does Manasquan Bank have CFPB complaints?

No CFPB complaints against Manasquan Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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