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Sumitomo Mitsui Trust Bank (U.S.A.) Limited

Hoboken, NJ · Est. 1987
A
Trust Grade
Excellent
Score: 98/100

Sumitomo Mitsui Trust Bank (U.S.A.) Limited is a bank based in Hoboken, New Jersey, established in 1987, with $3.8 billion in total assets across 1 branch. By Trust Grade it ranks 3rd of 50 banks we track in New Jersey. Its capital ratio of 13.9% is stronger than 90% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Sumitomo Mitsui Trust Bank (U.S.A.) Limited appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.8B
$1B–10B institution
Deposits
$3.2B
Branches
1
Capital ratio
13.9%
Top 10% of $1B–10B peers · New Jersey median 11.3%
Return on assets
1.9%
Top 13% of $1B–10B peers · New Jersey median 0.67%
Rank in New Jersey
#3
of 50 banks

How Sumitomo Mitsui Trust Bank (U.S.A.) Limited compares to New Jersey peers

Capital ratio
Top 10% of $1B–10B peers
Sumitomo Mitsui
13.9%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $1B–10B peers
Sumitomo Mitsui
1.9%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Sumitomo Mitsui Trust Bank (U.S.A.) Limited

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sumitomo Mitsui Trust Bank (U.S.A.) Limited over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 111 River St, Hoboken, NJ 07030

Are deposits at Sumitomo Mitsui Trust Bank (U.S.A.) Limited insured?

Yes. Sumitomo Mitsui Trust Bank (U.S.A.) Limited is an FDIC-insured bank (FDIC certificate #27054). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sumitomo Mitsui Trust Bank (U.S.A.) Limited: frequently asked questions

Is Sumitomo Mitsui Trust Bank (U.S.A.) Limited a good bank?

Sumitomo Mitsui Trust Bank (U.S.A.) Limited earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.91%).

Is Sumitomo Mitsui Trust Bank (U.S.A.) Limited FDIC-insured?

Yes. Sumitomo Mitsui Trust Bank (U.S.A.) Limited is a FDIC-insured bank (FDIC certificate #27054). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sumitomo Mitsui Trust Bank (U.S.A.) Limited?

Sumitomo Mitsui Trust Bank (U.S.A.) Limited holds $3.8 billion in total assets, ranking 3rd of 50 banks we track in New Jersey. It operates 1 branch.

Does Sumitomo Mitsui Trust Bank (U.S.A.) Limited have CFPB complaints?

No CFPB complaints against Sumitomo Mitsui Trust Bank (U.S.A.) Limited appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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