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First Bank

Hamilton, NJ · Est. 2007 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

First Bank is a bank based in Hamilton, New Jersey, established in 2007, with $4.0 billion in total assets across 26 branches. By Trust Grade it ranks 16th of 50 banks we track in New Jersey. Its capital ratio of 11.3% is stronger than 67% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.0B
$1B–10B institution
Deposits
$3.2B
Branches
26
Capital ratio
11.3%
Top 33% of $1B–10B peers · New Jersey median 11.3%
Return on assets
0.8%
Bottom 20% of $1B–10B peers · New Jersey median 0.67%
Rank in New Jersey
#16
of 50 banks

How First Bank compares to New Jersey peers

Capital ratio
Top 33% of $1B–10B peers
First Bank
11.3%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $1B–10B peers
First Bank
0.8%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded First Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (26)

  • 100 W King St, Malvern, PA 19355
  • 144 Lancaster Ave, Devon, PA 19333
  • 537 W Uwchlan Ave, Downingtown, PA 19335
  • 1600 Perrineville Rd, Monroe Township, NJ 08831
  • 42 E Lancaster Ave, Paoli, PA 19301
  • 615 Burlington Ave, Delanco, NJ 08075
  • 200 S Main St, Doylestown, PA 18901
  • 1206 Sussex Tpke, Randolph, NJ 07869
  • 2465 Kuser Rd, Hamilton, NJ 08690
  • 356 York Rd, Warminster, PA 18974
  • 530 E Main St, Denville, NJ 07834
  • 1340 Parkway Ave, Ewing, NJ 08628
  • 590 Lawrence Square Blvd S, Lawrenceville, NJ 08648
  • 506 Route 130 N, Cinnaminson, NJ 08077
  • 1020 N Black Horse Pike, Williamstown, NJ 08094
  • 225 Demott Ln, Somerset, NJ 08873
  • 4956 Old Street Rd, Trevose, PA 19053
  • 334 Route 31, Flemington, NJ 08822
  • 163 Madison Ave, Morristown, NJ 07960
  • 3 Tree Farm Rd, Pennington, NJ 08534
  • 849 Paoli Pike, West Chester, PA 19380
  • 330 Passaic Avenue Suite 100, Fairfield, NJ 07004
  • 22 West State Street, Media, PA 19063
  • 101 S. Warren Street, Trenton, NJ 08608
  • 47 Maple St, Summit, NJ 07901
  • 11924 Forest Hill Blvd, Wellington, FL 33414

Are deposits at First Bank insured?

Yes. First Bank is an FDIC-insured bank (FDIC certificate #58481). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank: frequently asked questions

Is First Bank a good bank?

First Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.77%).

Is First Bank FDIC-insured?

Yes. First Bank is a FDIC-insured bank (FDIC certificate #58481). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank?

First Bank holds $4.0 billion in total assets, ranking 16th of 50 banks we track in New Jersey. It operates 26 branches.

Does First Bank have CFPB complaints?

No CFPB complaints against First Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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