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Amboy Bank

Old Bridge, NJ · Est. 1888 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Amboy Bank is a bank based in Old Bridge, New Jersey, established in 1888, with $2.9 billion in total assets across 23 branches. By Trust Grade it ranks 11th of 50 banks we track in New Jersey. Its capital ratio of 12.0% is stronger than 78% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against Amboy Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9B
$1B–10B institution
Deposits
$2.5B
Branches
23
Capital ratio
12.0%
Top 22% of $1B–10B peers · New Jersey median 11.3%
Return on assets
1.8%
Top 16% of $1B–10B peers · New Jersey median 0.67%
Rank in New Jersey
#11
of 50 banks

How Amboy Bank compares to New Jersey peers

Capital ratio
Top 22% of $1B–10B peers
Amboy Bank
12.0%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $1B–10B peers
Amboy Bank
1.8%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Amboy Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Amboy Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (23)

  • 95 Matawan Rd, Matawan, NJ 07747
  • 7 Gaub Rd, Old Bridge, NJ 08857
  • 100 N Broadway, South Amboy, NJ 08879
  • 1009 Us Highway 9, Old Bridge, NJ 08857
  • 412 Washington Rd, Sayreville, NJ 08872
  • 1086 New Jersey 9 South, Old Bridge, NJ 08857
  • Highway 9 Northbound & Ticetown Road, Old Bridge, NJ 08857
  • 90 Woodbridge Center Dr, Woodbridge, NJ 07095
  • 129 Newtons Corner Rd, Howell, NJ 07731
  • 36 Monmouth St, Red Bank, NJ 07701
  • 1147 State Highway 34, Matawan, NJ 07747
  • 55 New Jersey Highway 9, Manalapan, NJ 07726
  • 1910 Highway 35, Oakhurst, NJ 07755
  • 201 Applegarth Rd, Monroe Township, NJ 08831
  • 420 Highway 36, Port Monmouth, Port Monmouth, NJ 07758
  • 120 Route 33, Manalapan, NJ 07726
  • 3590 Us Highway 9, Old Bridge, NJ 08857
  • 68 E Main St, Freehold, NJ 07728
  • 350 George St, New Brunswick, NJ 08901
  • 285 Gordons Corner Rd, Manalapan, NJ 07726
  • 1861 Englishtown Rd, Old Bridge, NJ 08857
  • 460 Georges Rd, Dayton, NJ 08810
  • 665 Middlesex Ave, Metuchen, NJ 08840

Are deposits at Amboy Bank insured?

Yes. Amboy Bank is an FDIC-insured bank (FDIC certificate #6423). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Amboy Bank: frequently asked questions

Is Amboy Bank a good bank?

Amboy Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.79%).

Is Amboy Bank FDIC-insured?

Yes. Amboy Bank is a FDIC-insured bank (FDIC certificate #6423). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Amboy Bank?

Amboy Bank holds $2.9 billion in total assets, ranking 11th of 50 banks we track in New Jersey. It operates 23 branches.

Does Amboy Bank have CFPB complaints?

No CFPB complaints against Amboy Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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