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First National Bank Of Omaha

Omaha, NE · Est. 1857 · Website ↗
C
Trust Grade
Average
Score: 73/100

First National Bank Of Omaha is a bank based in Omaha, Nebraska, established in 1857, with $34.7 billion in total assets across 140 branches. By Trust Grade it ranks 139th of 139 banks we track in Nebraska. Its capital ratio of 11.2% trails most similarly sized banks (45th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.71% return on assets. Consumers filed 1,982 complaints about FIRST NATIONAL BANK OF OMAHA with the CFPB — 57.1 per $1B in assets, a higher rate than 98% of peers.

Total assets
$34.7B
$10B–100B institution
Deposits
$28.6B
Branches
140
Capital ratio
11.2%
Bottom 45% of $10B–100B peers · Nebraska median 10.8%
Return on assets
1.7%
Top 17% of $10B–100B peers · Nebraska median 1.3%
Rank in Nebraska
#139
of 139 banks

How First National Bank Of Omaha compares to Nebraska peers

Capital ratio
Bottom 45% of $10B–100B peers
First National
11.2%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $10B–100B peers
First National
1.7%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Omaha

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
47.687689202825425/100
Overall
C · 73
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.71%)
  • 57.1 complaints per $1B in assets
  • Resolves 21% of complaints with relief

Consumer complaints (CFPB)

1,982 complaints filed with the CFPB against FIRST NATIONAL BANK OF OMAHA — 57.1 per $1B in assets.

Total complaints
1,982
Per $1B assets
57.1
Lower = better
Answered on time
99.5%
Closed with relief
21.4%
Complaints by product
Credit card
747
Credit reporting or other personal consumer reports
461
Checking or savings account
253
Debt collection
195
Credit card or prepaid card
180

Branch locations (140)

  • 2223 2nd Ave, Kearney, NE 68847
  • 4500 Preston Rd, Frisco, TX 75034
  • 9400 Mission Rd, Shawnee Mission, KS 66206
  • 332 Broadway Ave, Yankton, SD 57078
  • 2205 N 6th St, Beatrice, NE 68310
  • 1600 N College Ave, Fort Collins, CO 80524
  • 677 E Grant Hwy, Marengo, IL 60152
  • 1701 23rd Ave, Greeley, CO 80634
  • 102 S Locust St, Glenwood, IA 51534
  • 1525 E Pershing Blvd, Cheyenne, WY 82001
  • 810 Allen Dr, Grand Island, NE 68803
  • 100 Johnstown Center Dr, Johnstown, CO 80534
  • 2310 S 4th St, Leavenworth, KS 66048
  • 1820 23rd St, Columbus, NE 68601
  • 801 E 23rd St, Fremont, NE 68025
  • 201 E Francis St, North Platte, NE 69101
  • 2605 S 133rd Plz, Omaha, NE 68144
  • 11404 W Dodge Rd, Omaha, NE 68154
  • 4124 S 50th St, Omaha, NE 68117
  • 5006 Ames Ave, Omaha, NE 68104
  • 5504 N 90th St, Omaha, NE 68134
  • 13310 W Maple Rd, Omaha, NE 68164
  • 7978 Main St, La Vista, NE 68128
  • 8418 Frederick St, Omaha, NE 68124
  • 2008 Pratt Ave, Bellevue, NE 68123
  • 1601 S Commercial St, Harrisonville, MO 64701
  • 202 E North Ave, Belton, MO 64012
  • 36 E Galena Blvd, Sugar Grove, IL 60554
  • 100 Greenwood Acres Dr, Dekalb, IL 60115
  • 155 Boardwalk Dr, Fort Collins, CO 80525
  • 750 N Lincoln Ave, Loveland, CO 80537
  • 2100 W Drake Rd, Fort Collins, CO 80526
  • 1101 Central Avenue Mall, Fort Collins, CO 80521
  • 4343 Belleview Ave, Kansas City, MO 64111
  • 11181 Overbrook Rd, Leawood, KS 66211
  • 2001 Shawnee Mission Pkwy, Shawnee Mission, KS 66205
  • 915 S Hover St, Longmont, CO 80501
  • 12009 Sheridan Blvd, Broomfield, CO 80020
  • 2100 W Algonquin Rd, Lake In The Hills, IL 60156
  • 11700 Route 47, Huntley, IL 60142

Are deposits at First National Bank Of Omaha insured?

Yes. First National Bank Of Omaha is an FDIC-insured bank (FDIC certificate #5452). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Omaha: frequently asked questions

Is First National Bank Of Omaha a good bank?

First National Bank Of Omaha earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 98/100 and a customer-experience score of 47.687689202825425/100. Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.71%).

Is First National Bank Of Omaha FDIC-insured?

Yes. First National Bank Of Omaha is a FDIC-insured bank (FDIC certificate #5452). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Omaha?

First National Bank Of Omaha holds $34.7 billion in total assets, ranking 139th of 139 banks we track in Nebraska. It operates 140 branches.

How many complaints does First National Bank Of Omaha have?

Consumers filed 1,982 complaints about FIRST NATIONAL BANK OF OMAHA with the CFPB, or 57.1 per $1B in assets. 99% were answered on time. 21% closed with relief to the consumer.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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