Pinnacle Bank is a bank based in Lincoln, Nebraska, established in 1880, with $9.1 billion in total assets across 72 branches. By Trust Grade it ranks 91st of 139 banks we track in Nebraska. Its capital ratio of 9.3% trails most similarly sized banks (30th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Pinnacle Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pinnacle Bank compares to Nebraska peers
How we graded Pinnacle Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pinnacle Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (72)
- 400 Main Street, Verdigre, NE 68783
- 802 S Main St, Joplin, MO 64801
- 817 Village Sq, Gretna, NE 68028
- 912 Commercial St, Palmer, NE 68864
- 530 N Burlington Ave, Hastings, NE 68901
- 122 W Cedardale Rd, Papillion, NE 68046
- 400 Tate St, Hayes Center, NE 69032
- 99 W 6th St, Fremont, NE 68025
- 2433 S Range Line Rd, Joplin, MO 64804
- 1010 S Madison St, Webb City, MO 64870
- 1500 N Buckeye Ave, Abilene, KS 67410
- 523 N 6th St, Beatrice, NE 68310
- 7000 Adams St, Lincoln, NE 68507
- 1776 S 70th St, Lincoln, NE 68506
- 5651 S 59th St, Lincoln, NE 68516
- 7001 S 27th St, Lincoln, NE 68512
- 3939 South St, Lincoln, NE 68506
- 215 N Walnut St, Shelby, NE 68662
- 102 E Cary St, Papillion, NE 68046
- 8340 W Dodge Rd, Omaha, NE 68114
- 13131 W Dodge Rd, Omaha, NE 68154
- 10805 Q St, Omaha, NE 68137
- 611 Pinnacle Dr, Papillion, NE 68046
- 206 E 6th St, Lexington, NE 68850
- 1119 16th St, Aurora, NE 68818
- 1605 Denver St, Schuyler, NE 68661
- 26500 Ne Colbern Rd, Lake Lotawana, MO 64086
- 408 N D St, Fairfield, NE 68938
- 501 Cross St, Sarcoxie, MO 64862
- 401 N Spruce St, Abilene, KS 67410
- 523 Court St, Beatrice, NE 68310
- 320 G St, Central City, NE 68826
- 301 Smith Ave, Elwood, NE 68937
- 2703 Folkways Blvd, Lincoln, NE 68504
- 345 Central Ave, Grant, NE 69140
- 602 W B St, Mccook, NE 69001
- 6145 Havelock Ave, Lincoln, NE 68507
- 108 S Main St, Madison, NE 68748
- 324 Main St, Neligh, NE 68756
- 429 E Douglas St, Oneill, NE 68763
Are deposits at Pinnacle Bank insured?
Yes. Pinnacle Bank is an FDIC-insured bank (FDIC certificate #10634). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pinnacle Bank: frequently asked questions
Is Pinnacle Bank a good bank?
Pinnacle Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.45%).
Is Pinnacle Bank FDIC-insured?
Yes. Pinnacle Bank is a FDIC-insured bank (FDIC certificate #10634). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pinnacle Bank?
Pinnacle Bank holds $9.1 billion in total assets, ranking 91st of 139 banks we track in Nebraska. It operates 72 branches.
Does Pinnacle Bank have CFPB complaints?
No CFPB complaints against Pinnacle Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
