Five Points Bank is a bank based in Grand Island, Nebraska, established in 1971, with $2.1 billion in total assets across 16 branches. By Trust Grade it ranks 134th of 139 banks we track in Nebraska. Its capital ratio of 7.6% trails most similarly sized banks (7th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Five Points Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Five Points Bank compares to Nebraska peers
How we graded Five Points Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 1.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Five Points Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 2015 N Broadwell Ave, Grand Island, NE 68803
- 3109 W Stolley Park Rd, Grand Island, NE 68801
- 2009 N Diers Ave, Grand Island, NE 68803
- 518 N Eddy St, Grand Island, NE 68801
- 100 W 5th Ave, Sumner, NE 68878
- 1809 W 39th St, Kearney, NE 68845
- 2501 Central Ave, Kearney, NE 68847
- 9718 Giles Rd, La Vista, NE 68128
- 2015 N Broadwell Ave, Grand Island, NE 68803
- 9817 Giles Rd, La Vista, NE 68128
- 8820 Arbor St, Omaha, NE 68124
- 8500 S 30th St, Lincoln, NE 68516
- 1809 W 39th St, Kearney, NE 68845
- 8500 S 30th St, Lincoln, NE 68516
- 1303 N 205th St, Elkhorn, NE 68022
- 1229 Millwork Ave, Omaha, NE 68102
Are deposits at Five Points Bank insured?
Yes. Five Points Bank is an FDIC-insured bank (FDIC certificate #20488). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Five Points Bank: frequently asked questions
Is Five Points Bank a good bank?
Five Points Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.50%).
Is Five Points Bank FDIC-insured?
Yes. Five Points Bank is a FDIC-insured bank (FDIC certificate #20488). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Five Points Bank?
Five Points Bank holds $2.1 billion in total assets, ranking 134th of 139 banks we track in Nebraska. It operates 16 branches.
Does Five Points Bank have CFPB complaints?
No CFPB complaints against Five Points Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
