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West Gate Bank

Lincoln, NE · Est. 1968 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

West Gate Bank is a bank based in Lincoln, Nebraska, established in 1968, with $1.4 billion in total assets across 10 branches. By Trust Grade it ranks 84th of 139 banks we track in Nebraska. Its capital ratio of 10.2% trails most similarly sized banks (48th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against West Gate Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$1.2B
Branches
10
Capital ratio
10.2%
Bottom 48% of $1B–10B peers · Nebraska median 10.8%
Return on assets
0.7%
Bottom 19% of $1B–10B peers · Nebraska median 1.3%
Rank in Nebraska
#84
of 139 banks

How West Gate Bank compares to Nebraska peers

Capital ratio
Bottom 48% of $1B–10B peers
West Gate
10.2%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $1B–10B peers
West Gate
0.7%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded West Gate Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.2% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Gate Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 6003 Old Cheney Rd, Lincoln, NE 68516
  • 2037 S 17th St, Lincoln, NE 68502
  • 2662 Cornhusker Hwy, Lincoln, NE 68521
  • 8400 Eagle Crest Rd, Lincoln, NE 68505
  • 1204 W O St, Lincoln, NE 68528
  • 4955 O St, Lincoln, NE 68510
  • 1020 S 179th Ct, Omaha, NE 68118
  • 1004 Cornhusker Rd, Bellevue, NE 68123
  • 9775 Q St, Omaha, NE 68127
  • 17617 Manderson St, Omaha, NE 68116

Are deposits at West Gate Bank insured?

Yes. West Gate Bank is an FDIC-insured bank (FDIC certificate #19850). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Gate Bank: frequently asked questions

Is West Gate Bank a good bank?

West Gate Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.73%).

Is West Gate Bank FDIC-insured?

Yes. West Gate Bank is a FDIC-insured bank (FDIC certificate #19850). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is West Gate Bank?

West Gate Bank holds $1.4 billion in total assets, ranking 84th of 139 banks we track in Nebraska. It operates 10 branches.

Does West Gate Bank have CFPB complaints?

No CFPB complaints against West Gate Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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