Cornerstone Bank is a bank based in York, Nebraska, established in 1882, with $2.6 billion in total assets across 50 branches. By Trust Grade it ranks 105th of 139 banks we track in Nebraska. Its capital ratio of 9.3% trails most similarly sized banks (29th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Cornerstone Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cornerstone Bank compares to Nebraska peers
How we graded Cornerstone Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cornerstone Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (50)
- 100 E 2nd St, Tilden, NE 68781
- 404 W 1st St, North Loup, NE 68859
- 145 E 2nd St, Orchard, NE 68764
- 401 E M St, Mccool Junction, NE 68401
- 307 N C St, Edgar, NE 68935
- 103 S Brown Ave, Clay Center, NE 68933
- 100 W 6th St, Davenport, NE 68335
- 190 N Main St, Polk, NE 68654
- 528 N Grant Ave, York, NE 68467
- 1730 N Lincoln Ave, York, NE 68467
- 529 N Lincoln Ave, York, NE 68467
- 409 A St, Hampton, NE 68843
- 3304 16th St, Columbus, NE 68601
- 1727 23rd St, Columbus, NE 68601
- 3511 S Lincoln Ave, York, NE 68467
- 1206 13th St, Aurora, NE 68818
- 1631 16th St, Central City, NE 68826
- 311 N 13th St, Geneva, NE 68361
- 936 N Main St, Henderson, NE 68371
- 240 S 3rd St, Albion, NE 68620
- 520 Lincoln St, Bradshaw, NE 68319
- 260 Garhan Ave, Rising City, NE 68658
- 402 Marquis Ave, Marquette, NE 68854
- 400 Main St, Stromsburg, NE 68666
- 102 W Sapp St, Wilcox, NE 68982
- 529 N Lincoln Ave, York, NE 68467
- 240 S 3rd St, Albion, NE 68620
- Third And Main Streets, Bartlett, NE 68622
- 818 E 23rd St, Columbus, NE 68601
- 101 E David Dr, York, NE 68467
- 3501 S Locust St, Grand Island, NE 68801
- 2250 N Diers Ave, Grand Island, NE 68803
- 902 S Saunders Ave, Sutton, NE 68979
- 810 N Diers Ave, Grand Island, NE 68803
- 709 Peabody Ave, Creighton, NE 68729
- Midland Street, Waco, NE 68460
- 604 Main St, Clearwater, NE 68726
- 211 Winters Ave, Glenvil, NE 68941
- 119 C St, Shelton, NE 68876
- 211 Rock Bluff Rd, Plattsmouth, NE 68048
Are deposits at Cornerstone Bank insured?
Yes. Cornerstone Bank is an FDIC-insured bank (FDIC certificate #5496). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cornerstone Bank: frequently asked questions
Is Cornerstone Bank a good bank?
Cornerstone Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.14%).
Is Cornerstone Bank FDIC-insured?
Yes. Cornerstone Bank is a FDIC-insured bank (FDIC certificate #5496). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cornerstone Bank?
Cornerstone Bank holds $2.6 billion in total assets, ranking 105th of 139 banks we track in Nebraska. It operates 50 branches.
Does Cornerstone Bank have CFPB complaints?
No CFPB complaints against Cornerstone Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
