Peoples Bank & Trust Co. is a bank based in Troy, Missouri, established in 1924, with $905 million in total assets across 10 branches. By Trust Grade it ranks 144th of 195 banks we track in Missouri. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Peoples Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Bank & Trust Co. compares to Missouri peers
How we graded Peoples Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 103 Pine St, Winfield, MO 63389
- 65 S Highway 47, Hawk Point, MO 63349
- #9 Troy Square, Troy, MO 63379
- 1310 N Main St, O'Fallon, MO 63366
- 106 N Business Hwy 61, Bowling Green, MO 63334
- 105 S Main St, Elsberry, MO 63343
- 101 S 3rd St, Louisiana, MO 63353
- 430 E Wood St, Troy, MO 63379
- 1497 Cottleville Pkwy, Cottleville, MO 63376
- 430 E Wood St, Troy, MO 63379
Are deposits at Peoples Bank & Trust Co. insured?
Yes. Peoples Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #8903). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Bank & Trust Co.: frequently asked questions
Is Peoples Bank & Trust Co. a good bank?
Peoples Bank & Trust Co. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.56%).
Is Peoples Bank & Trust Co. FDIC-insured?
Yes. Peoples Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #8903). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Bank & Trust Co.?
Peoples Bank & Trust Co. holds $905 million in total assets, ranking 144th of 195 banks we track in Missouri. It operates 10 branches.
Does Peoples Bank & Trust Co. have CFPB complaints?
No CFPB complaints against Peoples Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
