Blue Ridge Bank And Trust Co. is a bank based in Independence, Missouri, established in 1958, with $882 million in total assets across 8 branches. By Trust Grade it ranks 109th of 195 banks we track in Missouri. Its capital ratio of 9.3% trails most similarly sized banks (36th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Blue Ridge Bank And Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Blue Ridge Bank And Trust Co. compares to Missouri peers
How we graded Blue Ridge Bank And Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Blue Ridge Bank And Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 4200 Little Blue Pkwy, Independence, MO 64057
- 651 Ne Woods Chapel Rd, Lees Summit, MO 64064
- 4315 Sterling Ave, Kansas City, MO 64133
- 6202 Raytown Trfy, Raytown, MO 64133
- 606 Sw Parkwood Dr, Blue Springs, MO 64014
- 621 Nw Duncan Rd, Blue Springs, MO 64014
- 1812 Nw Chipman Rd, Lees Summit, MO 64081
- 201 W Lexington Ave, Independence, MO 64050
Are deposits at Blue Ridge Bank And Trust Co. insured?
Yes. Blue Ridge Bank And Trust Co. is an FDIC-insured bank (FDIC certificate #17933). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Blue Ridge Bank And Trust Co.: frequently asked questions
Is Blue Ridge Bank And Trust Co. a good bank?
Blue Ridge Bank And Trust Co. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.29%).
Is Blue Ridge Bank And Trust Co. FDIC-insured?
Yes. Blue Ridge Bank And Trust Co. is a FDIC-insured bank (FDIC certificate #17933). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Blue Ridge Bank And Trust Co.?
Blue Ridge Bank And Trust Co. holds $882 million in total assets, ranking 109th of 195 banks we track in Missouri. It operates 8 branches.
Does Blue Ridge Bank And Trust Co. have CFPB complaints?
No CFPB complaints against Blue Ridge Bank And Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
