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Cnb St Louis Bank

Maplewood, MO · Est. 1915 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Cnb St Louis Bank is a bank based in Maplewood, Missouri, established in 1915, with $853 million in total assets across 6 branches. By Trust Grade it ranks 171st of 195 banks we track in Missouri. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Cnb St Louis Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$852.7M
$100M–1B institution
Deposits
$732.9M
Branches
6
Capital ratio
7.3%
Bottom 9% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.4%
Top 39% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#171
of 195 banks

How Cnb St Louis Bank compares to Missouri peers

Capital ratio
Bottom 9% of $100M–1B peers
Cnb St
7.3%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
Cnb St
1.4%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Cnb St Louis Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.3% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cnb St Louis Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 9111 Mackenzie Rd, Affton, MO 63123
  • 11812 Dorsett Rd, Maryland Heights, MO 63043
  • 430 Saint Ferdinand St, Florissant, MO 63031
  • 671 Salt Lick Rd, St. Peters, MO 63376
  • 7305 Manchester Rd, Maplewood, MO 63143
  • 2145 Bluestone Dr, Saint Charles, MO 63303

Are deposits at Cnb St Louis Bank insured?

Yes. Cnb St Louis Bank is an FDIC-insured bank (FDIC certificate #4549). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cnb St Louis Bank: frequently asked questions

Is Cnb St Louis Bank a good bank?

Cnb St Louis Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Strongly profitable (ROA 1.37%).

Is Cnb St Louis Bank FDIC-insured?

Yes. Cnb St Louis Bank is a FDIC-insured bank (FDIC certificate #4549). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cnb St Louis Bank?

Cnb St Louis Bank holds $853 million in total assets, ranking 171st of 195 banks we track in Missouri. It operates 6 branches.

Does Cnb St Louis Bank have CFPB complaints?

No CFPB complaints against Cnb St Louis Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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