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Peoples Savings Bank Of Rhineland

Rhineland, MO · Est. 1935 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Peoples Savings Bank Of Rhineland is a bank based in Rhineland, Missouri, established in 1935, with $831 million in total assets across 15 branches. By Trust Grade it ranks 94th of 195 banks we track in Missouri. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Peoples Savings Bank Of Rhineland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$830.6M
$100M–1B institution
Deposits
$709.7M
Branches
15
Capital ratio
9.5%
Bottom 38% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.1%
Bottom 45% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#94
of 195 banks

How Peoples Savings Bank Of Rhineland compares to Missouri peers

Capital ratio
Bottom 38% of $100M–1B peers
Peoples Savings
9.5%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
Peoples Savings
1.1%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Peoples Savings Bank Of Rhineland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.5% capital ratio)
  • Strongly profitable (ROA 1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Savings Bank Of Rhineland over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 1 S Lincoln St, Green City, MO 63545
  • 309 South 2nd Street, Clarksville, MO 63336
  • 115 N Lincoln Dr, Troy, MO 63379
  • 112 W 5th St, Hermann, MO 65041
  • 514 Picnic St, New Florence, MO 63363
  • 105 N Sturgeon St, Montgomery City, MO 63361
  • 9414 Highway 100, New Haven, MO 63068
  • 701 N Pearl St, Milan, MO 63556
  • 4900 Highway Z, New Melle, MO 63365
  • 5000 Winghaven Blvd, Dardenne Prairie, MO 63368
  • 901 Business Highway 61 N, Bowling Green, MO 63334
  • 3311 N Baltimore St, Kirksville, MO 63501
  • 222 S Jefferson St, Mexico, MO 65265
  • 688 Salt Lick Rd, Saint Peters, MO 63376
  • 101 Bluff St, Rhineland, MO 65069

Are deposits at Peoples Savings Bank Of Rhineland insured?

Yes. Peoples Savings Bank Of Rhineland is an FDIC-insured bank (FDIC certificate #15264). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Savings Bank Of Rhineland: frequently asked questions

Is Peoples Savings Bank Of Rhineland a good bank?

Peoples Savings Bank Of Rhineland earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.11%).

Is Peoples Savings Bank Of Rhineland FDIC-insured?

Yes. Peoples Savings Bank Of Rhineland is a FDIC-insured bank (FDIC certificate #15264). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Savings Bank Of Rhineland?

Peoples Savings Bank Of Rhineland holds $831 million in total assets, ranking 94th of 195 banks we track in Missouri. It operates 15 branches.

Does Peoples Savings Bank Of Rhineland have CFPB complaints?

No CFPB complaints against Peoples Savings Bank Of Rhineland appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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