West Plains Bank And Trust Company is a bank based in West Plains, Missouri, established in 1883, with $765 million in total assets across 7 branches. By Trust Grade it ranks 174th of 195 banks we track in Missouri. Its capital ratio of 7.2% trails most similarly sized banks (8th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against West Plains Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Plains Bank And Trust Company compares to Missouri peers
How we graded West Plains Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.2% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Plains Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 318 W Broadway St, West Plains, MO 65775
- 1601 Porter Wagoner Blvd, West Plains, MO 65775
- 607 N Elm St, Mountain View, MO 65548
- 301 N Kentucky Ave, West Plains, MO 65775
- 708 E Main St, Willow Springs, MO 65793
- 1473 S Sam Houston Blvd, Houston, MO 65483
- 11 Court Sq, West Plains, MO 65775
Are deposits at West Plains Bank And Trust Company insured?
Yes. West Plains Bank And Trust Company is an FDIC-insured bank (FDIC certificate #15489). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Plains Bank And Trust Company: frequently asked questions
Is West Plains Bank And Trust Company a good bank?
West Plains Bank And Trust Company earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Strongly profitable (ROA 1.77%).
Is West Plains Bank And Trust Company FDIC-insured?
Yes. West Plains Bank And Trust Company is a FDIC-insured bank (FDIC certificate #15489). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is West Plains Bank And Trust Company?
West Plains Bank And Trust Company holds $765 million in total assets, ranking 174th of 195 banks we track in Missouri. It operates 7 branches.
Does West Plains Bank And Trust Company have CFPB complaints?
No CFPB complaints against West Plains Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
