Homebank is a bank based in Palmyra, Missouri, established in 1934, with $727 million in total assets across 9 branches. By Trust Grade it ranks 106th of 195 banks we track in Missouri. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against Homebank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Homebank compares to Missouri peers
How we graded Homebank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Homebank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 3817 Mcmasters Ave, Hannibal, MO 63401
- 305 N 48th St, Quincy, IL 62305
- 1399 E Highway 22, Centralia, MO 65240
- 1810 Elm St, Canton, MO 63435
- 2977 S Clark St, Mexico, MO 65265
- 2183 W Terra Ln, O Fallon, MO 63366
- 1108 S Business Highway 61, Bowling Green, MO 63334
- 1132 Broadway St, Quincy, IL 62301
- 400 S Main St, Palmyra, MO 63461
Are deposits at Homebank insured?
Yes. Homebank is an FDIC-insured bank (FDIC certificate #14492). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Homebank: frequently asked questions
Is Homebank a good bank?
Homebank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.97%).
Is Homebank FDIC-insured?
Yes. Homebank is a FDIC-insured bank (FDIC certificate #14492). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Homebank?
Homebank holds $727 million in total assets, ranking 106th of 195 banks we track in Missouri. It operates 9 branches.
Does Homebank have CFPB complaints?
No CFPB complaints against Homebank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
