Bank Of Odessa is a bank based in Odessa, Missouri, established in 1880, with $670 million in total assets across 4 branches. By Trust Grade it ranks 87th of 195 banks we track in Missouri. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.08% return on assets. No consumer complaints against Bank Of Odessa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Odessa compares to Missouri peers
How we graded Bank Of Odessa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Strongly profitable (ROA 2.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Odessa over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 201 E Front St, La Monte, MO 65337
- 201 S 2nd St, Odessa, MO 64076
- 301 W Us Highway 40, Odessa, MO 64076
- 1114 S Broadway, Oak Grove, MO 64075
Are deposits at Bank Of Odessa insured?
Yes. Bank Of Odessa is an FDIC-insured bank (FDIC certificate #9803). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Odessa: frequently asked questions
Is Bank Of Odessa a good bank?
Bank Of Odessa earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 2.08%).
Is Bank Of Odessa FDIC-insured?
Yes. Bank Of Odessa is a FDIC-insured bank (FDIC certificate #9803). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Odessa?
Bank Of Odessa holds $670 million in total assets, ranking 87th of 195 banks we track in Missouri. It operates 4 branches.
Does Bank Of Odessa have CFPB complaints?
No CFPB complaints against Bank Of Odessa appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
