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Mid-Missouri Bank

Springfield, MO · Est. 1872 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Mid-Missouri Bank is a bank based in Springfield, Missouri, established in 1872, with $938 million in total assets across 14 branches. By Trust Grade it ranks 35th of 195 banks we track in Missouri. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Mid-Missouri Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$937.6M
$100M–1B institution
Deposits
$836.9M
Branches
14
Capital ratio
10.4%
Top 46% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.7%
Top 24% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#35
of 195 banks

How Mid-Missouri Bank compares to Missouri peers

Capital ratio
Top 46% of $100M–1B peers
Mid-Missouri Bank
10.4%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
Mid-Missouri Bank
1.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Mid-Missouri Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mid-Missouri Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 101 N Main St, Webb City, MO 64870
  • 1421 S Madison St, Webb City, MO 64870
  • 2230 E 32nd St, Joplin, MO 64804
  • 2275 S Springfield Ave, Bolivar, MO 65613
  • 306 Procter Rd, Willard, MO 65781
  • 5 Public Sq, Stockton, MO 65785
  • 5419 S Campbell Ave, Springfield, MO 65810
  • 278 N Jefferson Ave, Lebanon, MO 65536
  • 1619 E Independence St, Springfield, MO 65804
  • 300 E Mount Vernon Blvd, Mount Vernon, MO 65712
  • 806 E Hines St, Republic, MO 65738
  • 3546 E Sunshine St, Springfield, MO 65809
  • 118 W Us Highway 54, El Dorado Springs, MO 64744
  • 1615 E Independence St, Springfield, MO 65804

Are deposits at Mid-Missouri Bank insured?

Yes. Mid-Missouri Bank is an FDIC-insured bank (FDIC certificate #15584). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mid-Missouri Bank: frequently asked questions

Is Mid-Missouri Bank a good bank?

Mid-Missouri Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.67%).

Is Mid-Missouri Bank FDIC-insured?

Yes. Mid-Missouri Bank is a FDIC-insured bank (FDIC certificate #15584). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mid-Missouri Bank?

Mid-Missouri Bank holds $938 million in total assets, ranking 35th of 195 banks we track in Missouri. It operates 14 branches.

Does Mid-Missouri Bank have CFPB complaints?

No CFPB complaints against Mid-Missouri Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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