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American Bank Of Freedom

Wellsville, MO · Est. 1880 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

American Bank Of Freedom is a bank based in Wellsville, Missouri, established in 1880, with $986 million in total assets across 12 branches. By Trust Grade it ranks 125th of 195 banks we track in Missouri. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against American Bank Of Freedom appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$986.4M
$100M–1B institution
Deposits
$754.6M
Branches
12
Capital ratio
9.7%
Bottom 42% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.5%
Bottom 14% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#125
of 195 banks

How American Bank Of Freedom compares to Missouri peers

Capital ratio
Bottom 42% of $100M–1B peers
American Bank
9.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
American Bank
0.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded American Bank Of Freedom

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.7% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Bank Of Freedom over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 133 John St, Rochester, IL 62563
  • 728 N Sturgeon St, Montgomery City, MO 63361
  • 101 N Cherry St, Middletown, MO 63359
  • 690 North Service Road West, Wright City, MO 63390
  • 917 N Outer Rd E, Warrenton, MO 63383
  • 9815 Manchester Road, Saint Louis, MO 63119
  • 901 Highway K, O Fallon, MO 63366
  • 12161 Manchester Rd, Des Peres, MO 63131
  • 7173 S. Havana St., Room 121, Centennial, CO 80112
  • 40 Burton Hills Blvd., Suite 200, Nashville, TN 37215
  • 14611 N. Gray Road, Westfield, IN 46062
  • 106 E Hudson St, Wellsville, MO 63384

Are deposits at American Bank Of Freedom insured?

Yes. American Bank Of Freedom is an FDIC-insured bank (FDIC certificate #15423). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Bank Of Freedom: frequently asked questions

Is American Bank Of Freedom a good bank?

American Bank Of Freedom earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.55%).

Is American Bank Of Freedom FDIC-insured?

Yes. American Bank Of Freedom is a FDIC-insured bank (FDIC certificate #15423). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Bank Of Freedom?

American Bank Of Freedom holds $986 million in total assets, ranking 125th of 195 banks we track in Missouri. It operates 12 branches.

Does American Bank Of Freedom have CFPB complaints?

No CFPB complaints against American Bank Of Freedom appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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