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Triad Bank

Frontenac, MO · Est. 2005 · Website ↗
C
Trust Grade
Average
Score: 71/100

Triad Bank is a bank based in Frontenac, Missouri, established in 2005, with $1.0 billion in total assets across 2 branches. By Trust Grade it ranks 194th of 195 banks we track in Missouri. Its capital ratio of 10.7% is stronger than 57% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.45% return on assets. Consumers filed 86 complaints about TRIAD FINANCIAL SERVICES, INC. with the CFPB — 85.8 per $1B in assets, a higher rate than 96% of peers.

Total assets
$1.0B
$1B–10B institution
Deposits
$801.2M
Branches
2
Capital ratio
10.7%
Top 43% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.5%
Top 32% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#194
of 195 banks

How Triad Bank compares to Missouri peers

Capital ratio
Top 43% of $1B–10B peers
Triad Bank
10.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $1B–10B peers
Triad Bank
1.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Triad Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
44.66279069767442/100
Overall
C · 71
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • 85.8 complaints per $1B in assets

Consumer complaints (CFPB)

86 complaints filed with the CFPB against TRIAD FINANCIAL SERVICES, INC. — 85.8 per $1B in assets.

Total complaints
86
Per $1B assets
85.8
Lower = better
Answered on time
97.7%
Closed with relief
8.1%
Complaints by product
Mortgage
68
Credit reporting or other personal consumer reports
14
Debt collection
2
Vehicle loan or lease
2

Branch locations (2)

  • 10375 Clayton Rd, Frontenac, MO 63131
  • 12452 Olive Blvd, Creve Coeur, MO 63141

Are deposits at Triad Bank insured?

Yes. Triad Bank is an FDIC-insured bank (FDIC certificate #58121). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Triad Bank: frequently asked questions

Is Triad Bank a good bank?

Triad Bank earns a Bankzia Trust Grade of C (71/100, "Average"), based on a financial-strength score of 98/100 and a customer-experience score of 44.66279069767442/100. Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.45%).

Is Triad Bank FDIC-insured?

Yes. Triad Bank is a FDIC-insured bank (FDIC certificate #58121). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Triad Bank?

Triad Bank holds $1.0 billion in total assets, ranking 194th of 195 banks we track in Missouri. It operates 2 branches.

How many complaints does Triad Bank have?

Consumers filed 86 complaints about TRIAD FINANCIAL SERVICES, INC. with the CFPB, or 85.8 per $1B in assets. 98% were answered on time. 8% closed with relief to the consumer.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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