Hnb National Bank is a bank based in Hannibal, Missouri, established in 1888, with $995 million in total assets across 17 branches. By Trust Grade it ranks 67th of 195 banks we track in Missouri. Its capital ratio of 12.2% is stronger than 75% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.56% return on assets. No consumer complaints against Hnb National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hnb National Bank compares to Missouri peers
How we graded Hnb National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Strongly profitable (ROA 2.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hnb National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 118 West 1st, Stanberry, MO 64489
- Highway 61 North, Hannibal, MO 63401
- 110 W Main Cross St, Palmyra, MO 63461
- 1120 Highway 24 And 36 E, Monroe City, MO 63456
- 3650 Stardust Dr, Hannibal, MO 63401
- 700 Business Highway 61 N, Bowling Green, MO 63334
- 100 N Main St, Hannibal, MO 63401
- 1602 S Riverside Rd, Saint Joseph, MO 64507
- 150 Shinn Ln, Hannibal, MO 63401
- 1977 Wentzville Pkwy, Wentzville, MO 63385
- 114 N Lincoln Dr, Troy, MO 63379
- 301 W Main St, Savannah, MO 64485
- 701 Watson Dr, Kearney, MO 64060
- 6102 N Belt Hwy, Country Club, MO 64506
- 310 W 92 Hwy, Kearney, MO 64060
- 222 Georgia St, Louisiana, MO 63353
- 103 E Main St, Perry, MO 63462
Are deposits at Hnb National Bank insured?
Yes. Hnb National Bank is an FDIC-insured bank (FDIC certificate #4540). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hnb National Bank: frequently asked questions
Is Hnb National Bank a good bank?
Hnb National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 2.56%).
Is Hnb National Bank FDIC-insured?
Yes. Hnb National Bank is a FDIC-insured bank (FDIC certificate #4540). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hnb National Bank?
Hnb National Bank holds $995 million in total assets, ranking 67th of 195 banks we track in Missouri. It operates 17 branches.
Does Hnb National Bank have CFPB complaints?
No CFPB complaints against Hnb National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
