1st Advantage Bank is a bank based in Saint Peters, Missouri, established in 2005, with $206 million in total assets across 1 branch. By Trust Grade it ranks 102nd of 195 banks we track in Missouri. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against 1st Advantage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Advantage Bank compares to Missouri peers
How we graded 1st Advantage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Advantage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 240 Salt Lick Rd, Saint Peters, MO 63376
Are deposits at 1st Advantage Bank insured?
Yes. 1st Advantage Bank is an FDIC-insured bank (FDIC certificate #57899). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Advantage Bank: frequently asked questions
Is 1st Advantage Bank a good bank?
1st Advantage Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.05%).
Is 1st Advantage Bank FDIC-insured?
Yes. 1st Advantage Bank is a FDIC-insured bank (FDIC certificate #57899). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is 1st Advantage Bank?
1st Advantage Bank holds $206 million in total assets, ranking 102nd of 195 banks we track in Missouri. It operates 1 branch.
Does 1st Advantage Bank have CFPB complaints?
No CFPB complaints against 1st Advantage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
