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The Citizens-Farmers Bank Of Cole Camp

Cole Camp, MO · Est. 1929 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Citizens-Farmers Bank Of Cole Camp is a bank based in Cole Camp, Missouri, established in 1929, with $209 million in total assets across 2 branches. By Trust Grade it ranks 11th of 195 banks we track in Missouri. Its capital ratio of 14.1% is stronger than 86% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.46% return on assets. No consumer complaints against The Citizens-Farmers Bank Of Cole Camp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$208.7M
$100M–1B institution
Deposits
$177.7M
Branches
2
Capital ratio
14.1%
Top 14% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.5%
Top 5% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#11
of 195 banks

How The Citizens-Farmers Bank Of Cole Camp compares to Missouri peers

Capital ratio
Top 14% of $100M–1B peers
The Citizens-Farmers
14.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
The Citizens-Farmers
2.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Citizens-Farmers Bank Of Cole Camp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.1% capital ratio)
  • Strongly profitable (ROA 2.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Citizens-Farmers Bank Of Cole Camp over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 606 W 4th St, Stover, MO 65078
  • 121 E Main St, Cole Camp, MO 65325

Are deposits at The Citizens-Farmers Bank Of Cole Camp insured?

Yes. The Citizens-Farmers Bank Of Cole Camp is an FDIC-insured bank (FDIC certificate #11463). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Citizens-Farmers Bank Of Cole Camp: frequently asked questions

Is The Citizens-Farmers Bank Of Cole Camp a good bank?

The Citizens-Farmers Bank Of Cole Camp earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Strongly profitable (ROA 2.46%).

Is The Citizens-Farmers Bank Of Cole Camp FDIC-insured?

Yes. The Citizens-Farmers Bank Of Cole Camp is a FDIC-insured bank (FDIC certificate #11463). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Citizens-Farmers Bank Of Cole Camp?

The Citizens-Farmers Bank Of Cole Camp holds $209 million in total assets, ranking 11th of 195 banks we track in Missouri. It operates 2 branches.

Does The Citizens-Farmers Bank Of Cole Camp have CFPB complaints?

No CFPB complaints against The Citizens-Farmers Bank Of Cole Camp appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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