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Adrian Bank

Adrian, MO · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Adrian Bank is a bank based in Adrian, Missouri, established in 1932, with $197 million in total assets across 3 branches. By Trust Grade it ranks 73rd of 195 banks we track in Missouri. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.30% return on assets. No consumer complaints against Adrian Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$196.7M
$100M–1B institution
Deposits
$175.5M
Branches
3
Capital ratio
10.3%
Top 48% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.3%
Top 7% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#73
of 195 banks

How Adrian Bank compares to Missouri peers

Capital ratio
Top 48% of $100M–1B peers
Adrian Bank
10.3%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Adrian Bank
2.3%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Adrian Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 2.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Adrian Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1101 W Fort Scott St, Butler, MO 64730
  • 302 S West Outer Rd, Archie, MO 64725
  • 130 E Main St, Adrian, MO 64720

Are deposits at Adrian Bank insured?

Yes. Adrian Bank is an FDIC-insured bank (FDIC certificate #8251). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Adrian Bank: frequently asked questions

Is Adrian Bank a good bank?

Adrian Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 2.30%).

Is Adrian Bank FDIC-insured?

Yes. Adrian Bank is a FDIC-insured bank (FDIC certificate #8251). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Adrian Bank?

Adrian Bank holds $197 million in total assets, ranking 73rd of 195 banks we track in Missouri. It operates 3 branches.

Does Adrian Bank have CFPB complaints?

No CFPB complaints against Adrian Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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F&M Bank And Trust Company
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1st Advantage Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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