Bank 21 is a bank based in Carrollton, Missouri, established in 1912, with $196 million in total assets across 5 branches. By Trust Grade it ranks 77th of 195 banks we track in Missouri. Its capital ratio of 11.4% is stronger than 67% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.71% return on assets. No consumer complaints against Bank 21 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank 21 compares to Missouri peers
How we graded Bank 21
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 2.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank 21 over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1650 E Broadway Blvd, Sedalia, MO 65301
- 400 N Mason St, Carrollton, MO 64633
- 586 W Arrow St, Marshall, MO 65340
- 3301 Sw Highway Seven, Blue Springs, MO 64014
- 1 W Washington St, Carrollton, MO 64633
Are deposits at Bank 21 insured?
Yes. Bank 21 is an FDIC-insured bank (FDIC certificate #8560). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank 21: frequently asked questions
Is Bank 21 a good bank?
Bank 21 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 2.71%).
Is Bank 21 FDIC-insured?
Yes. Bank 21 is a FDIC-insured bank (FDIC certificate #8560). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank 21?
Bank 21 holds $196 million in total assets, ranking 77th of 195 banks we track in Missouri. It operates 5 branches.
Does Bank 21 have CFPB complaints?
No CFPB complaints against Bank 21 appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
