Ozark Bank is a bank based in Ozark, Missouri, established in 1906, with $349 million in total assets across 4 branches. By Trust Grade it ranks 155th of 195 banks we track in Missouri. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Ozark Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ozark Bank compares to Missouri peers
How we graded Ozark Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ozark Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 106 N 2nd Ave, Ozark, MO 65721
- State Highway 14, Ozark, MO 65721
- 1351 W State Highway Nn, Ozark, MO 65721
- 410 N Massey Blvd, Nixa, MO 65714
Are deposits at Ozark Bank insured?
Yes. Ozark Bank is an FDIC-insured bank (FDIC certificate #1654). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ozark Bank: frequently asked questions
Is Ozark Bank a good bank?
Ozark Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.33%).
Is Ozark Bank FDIC-insured?
Yes. Ozark Bank is a FDIC-insured bank (FDIC certificate #1654). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ozark Bank?
Ozark Bank holds $349 million in total assets, ranking 155th of 195 banks we track in Missouri. It operates 4 branches.
Does Ozark Bank have CFPB complaints?
No CFPB complaints against Ozark Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
