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Community State Bank Of Missouri

Bowling Green, MO · Est. 1887 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community State Bank Of Missouri is a bank based in Bowling Green, Missouri, established in 1887, with $342 million in total assets across 3 branches. By Trust Grade it ranks 44th of 195 banks we track in Missouri. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Community State Bank Of Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$341.9M
$100M–1B institution
Deposits
$305.6M
Branches
3
Capital ratio
10.2%
Top 49% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.6%
Top 25% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#44
of 195 banks

How Community State Bank Of Missouri compares to Missouri peers

Capital ratio
Top 49% of $100M–1B peers
Community State
10.2%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Community State
1.6%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Community State Bank Of Missouri

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community State Bank Of Missouri over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 117 W Church St, Bowling Green, MO 63334
  • 101 Community Bank Plz, Troy, MO 63379
  • 104 Bowling Green Parkway, Bowling Green, MO 63334

Are deposits at Community State Bank Of Missouri insured?

Yes. Community State Bank Of Missouri is an FDIC-insured bank (FDIC certificate #1936). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community State Bank Of Missouri: frequently asked questions

Is Community State Bank Of Missouri a good bank?

Community State Bank Of Missouri earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.64%).

Is Community State Bank Of Missouri FDIC-insured?

Yes. Community State Bank Of Missouri is a FDIC-insured bank (FDIC certificate #1936). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community State Bank Of Missouri?

Community State Bank Of Missouri holds $342 million in total assets, ranking 44th of 195 banks we track in Missouri. It operates 3 branches.

Does Community State Bank Of Missouri have CFPB complaints?

No CFPB complaints against Community State Bank Of Missouri appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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