Skip to main content
bank

Midwest Independent Bankersbank

Jefferson City, MO · Est. 1985 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Midwest Independent Bankersbank is a bank based in Jefferson City, Missouri, established in 1985, with $340 million in total assets across 2 branches. By Trust Grade it ranks 55th of 195 banks we track in Missouri. Its capital ratio of 14.7% is stronger than 88% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.51% return on assets. No consumer complaints against Midwest Independent Bankersbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$339.5M
$100M–1B institution
Deposits
$272.2M
Branches
2
Capital ratio
14.7%
Top 12% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.5%
Top 32% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#55
of 195 banks

How Midwest Independent Bankersbank compares to Missouri peers

Capital ratio
Top 12% of $100M–1B peers
Midwest Independent
14.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
Midwest Independent
1.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Midwest Independent Bankersbank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.7% capital ratio)
  • Strongly profitable (ROA 1.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Midwest Independent Bankersbank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 910 Weathered Rock Rd, Jefferson City, MO 65101
  • 140 N 8th St, Lincoln, NE 68508

Are deposits at Midwest Independent Bankersbank insured?

Yes. Midwest Independent Bankersbank is an FDIC-insured bank (FDIC certificate #25849). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Midwest Independent Bankersbank: frequently asked questions

Is Midwest Independent Bankersbank a good bank?

Midwest Independent Bankersbank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 1.51%).

Is Midwest Independent Bankersbank FDIC-insured?

Yes. Midwest Independent Bankersbank is a FDIC-insured bank (FDIC certificate #25849). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Midwest Independent Bankersbank?

Midwest Independent Bankersbank holds $340 million in total assets, ranking 55th of 195 banks we track in Missouri. It operates 2 branches.

Does Midwest Independent Bankersbank have CFPB complaints?

No CFPB complaints against Midwest Independent Bankersbank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Community State Bank Of Missouri
bank · Bowling Green, MO · $342M assets
Farmers And Merchants Bank Of St. Clair
bank · Saint Clair, MO · $343M assets
O'Bannon Banking Company
bank · Buffalo, MO · $334M assets
Ozark Bank
bank · Ozark, MO · $349M assets
Heritage Community Bank
bank · Union, MO · $330M assets
Community Bank Of Raymore
bank · Raymore, MO · $350M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →