O'Bannon Banking Company is a bank based in Buffalo, Missouri, established in 1905, with $334 million in total assets across 5 branches. By Trust Grade it ranks 143rd of 195 banks we track in Missouri. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against O'Bannon Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How O'Bannon Banking Company compares to Missouri peers
How we graded O'Bannon Banking Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for O'Bannon Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 201 S State Highway 125, Strafford, MO 65757
- 101 N Union Grove Rd, Fair Grove, MO 65648
- 5492 Highway H, Pleasant Hope, MO 65725
- 1347 S Ash St, Buffalo, MO 65622
- 3120 E Sunshine St, Springfield, MO 65804
Are deposits at O'Bannon Banking Company insured?
Yes. O'Bannon Banking Company is an FDIC-insured bank (FDIC certificate #8295). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
O'Bannon Banking Company: frequently asked questions
Is O'Bannon Banking Company a good bank?
O'Bannon Banking Company earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.02%).
Is O'Bannon Banking Company FDIC-insured?
Yes. O'Bannon Banking Company is a FDIC-insured bank (FDIC certificate #8295). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is O'Bannon Banking Company?
O'Bannon Banking Company holds $334 million in total assets, ranking 143rd of 195 banks we track in Missouri. It operates 5 branches.
Does O'Bannon Banking Company have CFPB complaints?
No CFPB complaints against O'Bannon Banking Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
