Exchange Bank Co. is a bank based in Kahoka, Missouri, established in 1903, with $358 million in total assets across 7 branches. By Trust Grade it ranks 142nd of 195 banks we track in Missouri. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.05% return on assets. No consumer complaints against Exchange Bank Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Exchange Bank Co. compares to Missouri peers
How we graded Exchange Bank Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 2.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Exchange Bank Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 423 Elizabeth Ave, Palmyra, MO 63461
- 202 E Washington St, Lancaster, MO 63548
- 1116 Highway 63, Queen City, MO 63561
- 304 E Grand Ave, Memphis, MO 63555
- 268 N Johnson St, Kahoka, MO 63445
- 29686 Us Highway 136, Wayland, MO 63472
- 120 N Washington St, Shelbyville, MO 63469
Are deposits at Exchange Bank Co. insured?
Yes. Exchange Bank Co. is an FDIC-insured bank (FDIC certificate #8274). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Exchange Bank Co.: frequently asked questions
Is Exchange Bank Co. a good bank?
Exchange Bank Co. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 2.05%).
Is Exchange Bank Co. FDIC-insured?
Yes. Exchange Bank Co. is a FDIC-insured bank (FDIC certificate #8274). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Exchange Bank Co.?
Exchange Bank Co. holds $358 million in total assets, ranking 142nd of 195 banks we track in Missouri. It operates 7 branches.
Does Exchange Bank Co. have CFPB complaints?
No CFPB complaints against Exchange Bank Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
