Bank Of Monticello is a bank based in Monticello, Missouri, established in 1928, with $156 million in total assets across 3 branches. By Trust Grade it ranks 15th of 195 banks we track in Missouri. Its capital ratio of 10.2% is stronger than 50% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.22% return on assets. No consumer complaints against Bank Of Monticello appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Monticello compares to Missouri peers
How we graded Bank Of Monticello
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Strongly profitable (ROA 2.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Monticello over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 515 White St, Canton, MO 63435
- 180 S Johnson St, Kahoka, MO 63445
- 201 E Lafayette St, Monticello, MO 63457
Are deposits at Bank Of Monticello insured?
Yes. Bank Of Monticello is an FDIC-insured bank (FDIC certificate #12232). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Monticello: frequently asked questions
Is Bank Of Monticello a good bank?
Bank Of Monticello earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 2.22%).
Is Bank Of Monticello FDIC-insured?
Yes. Bank Of Monticello is a FDIC-insured bank (FDIC certificate #12232). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Monticello?
Bank Of Monticello holds $156 million in total assets, ranking 15th of 195 banks we track in Missouri. It operates 3 branches.
Does Bank Of Monticello have CFPB complaints?
No CFPB complaints against Bank Of Monticello appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
