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Security Bank Of The Ozarks

Eminence, MO · Est. 1959 · Website ↗
B
Trust Grade
Strong
Score: 84/100

Security Bank Of The Ozarks is a bank based in Eminence, Missouri, established in 1959, with $156 million in total assets across 5 branches. By Trust Grade it ranks 182nd of 195 banks we track in Missouri. Its capital ratio of 6.7% trails most similarly sized banks (6th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Security Bank Of The Ozarks appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$156.4M
$100M–1B institution
Deposits
$145.6M
Branches
5
Capital ratio
6.7%
Bottom 6% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.8%
Bottom 25% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#182
of 195 banks

How Security Bank Of The Ozarks compares to Missouri peers

Capital ratio
Bottom 6% of $100M–1B peers
Security Bank
6.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $100M–1B peers
Security Bank
0.8%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Security Bank Of The Ozarks

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (6.7% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Security Bank Of The Ozarks over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 18479 Main St, Eminence, MO 65466
  • 19120 State Highway 19, Eminence, MO 65466
  • 760 Holder Dr, Houston, MO 65483
  • 8346 Highway 19 North, Winona, MO 65588
  • 120 N Main Ave, Summersville, MO 65571

Are deposits at Security Bank Of The Ozarks insured?

Yes. Security Bank Of The Ozarks is an FDIC-insured bank (FDIC certificate #18033). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Security Bank Of The Ozarks: frequently asked questions

Is Security Bank Of The Ozarks a good bank?

Security Bank Of The Ozarks earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.7% capital ratio); Profitable (ROA 0.79%).

Is Security Bank Of The Ozarks FDIC-insured?

Yes. Security Bank Of The Ozarks is a FDIC-insured bank (FDIC certificate #18033). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Security Bank Of The Ozarks?

Security Bank Of The Ozarks holds $156 million in total assets, ranking 182nd of 195 banks we track in Missouri. It operates 5 branches.

Does Security Bank Of The Ozarks have CFPB complaints?

No CFPB complaints against Security Bank Of The Ozarks appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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