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Independent Farmers Bank

Maysville, MO · Est. 1920 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Independent Farmers Bank is a bank based in Maysville, Missouri, established in 1920, with $154 million in total assets across 3 branches. By Trust Grade it ranks 169th of 195 banks we track in Missouri. Its capital ratio of 7.2% trails most similarly sized banks (8th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against Independent Farmers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$153.9M
$100M–1B institution
Deposits
$141.6M
Branches
3
Capital ratio
7.2%
Bottom 8% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.0%
Bottom 40% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#169
of 195 banks

How Independent Farmers Bank compares to Missouri peers

Capital ratio
Bottom 8% of $100M–1B peers
Independent Farmers
7.2%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Independent Farmers
1.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Independent Farmers Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.2% capital ratio)
  • Strongly profitable (ROA 1.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Independent Farmers Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 206 N Connecticut St, King City, MO 64463
  • 1303 Main St, Stewartsville, MO 64490
  • 201 W Main St, Maysville, MO 64469

Are deposits at Independent Farmers Bank insured?

Yes. Independent Farmers Bank is an FDIC-insured bank (FDIC certificate #11462). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Independent Farmers Bank: frequently asked questions

Is Independent Farmers Bank a good bank?

Independent Farmers Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Strongly profitable (ROA 1.03%).

Is Independent Farmers Bank FDIC-insured?

Yes. Independent Farmers Bank is a FDIC-insured bank (FDIC certificate #11462). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Independent Farmers Bank?

Independent Farmers Bank holds $154 million in total assets, ranking 169th of 195 banks we track in Missouri. It operates 3 branches.

Does Independent Farmers Bank have CFPB complaints?

No CFPB complaints against Independent Farmers Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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