Commercial Trust Company Of Fayette is a bank based in Fayette, Missouri, established in 1903, with $162 million in total assets across 2 branches. By Trust Grade it ranks 86th of 195 banks we track in Missouri. Its capital ratio of 9.9% trails most similarly sized banks (47th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against Commercial Trust Company Of Fayette appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commercial Trust Company Of Fayette compares to Missouri peers
How we graded Commercial Trust Company Of Fayette
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commercial Trust Company Of Fayette over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 180 W Sexton St, Harrisburg, MO 65256
- 119 N Main St, Fayette, MO 65248
Are deposits at Commercial Trust Company Of Fayette insured?
Yes. Commercial Trust Company Of Fayette is an FDIC-insured bank (FDIC certificate #9791). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commercial Trust Company Of Fayette: frequently asked questions
Is Commercial Trust Company Of Fayette a good bank?
Commercial Trust Company Of Fayette earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.68%).
Is Commercial Trust Company Of Fayette FDIC-insured?
Yes. Commercial Trust Company Of Fayette is a FDIC-insured bank (FDIC certificate #9791). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commercial Trust Company Of Fayette?
Commercial Trust Company Of Fayette holds $162 million in total assets, ranking 86th of 195 banks we track in Missouri. It operates 2 branches.
Does Commercial Trust Company Of Fayette have CFPB complaints?
No CFPB complaints against Commercial Trust Company Of Fayette appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.