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Commercial Trust Company Of Fayette

Fayette, MO · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Commercial Trust Company Of Fayette is a bank based in Fayette, Missouri, established in 1903, with $162 million in total assets across 2 branches. By Trust Grade it ranks 86th of 195 banks we track in Missouri. Its capital ratio of 9.9% trails most similarly sized banks (47th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against Commercial Trust Company Of Fayette appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$162.4M
$100M–1B institution
Deposits
$144.1M
Branches
2
Capital ratio
9.9%
Bottom 47% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.7%
Top 23% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#86
of 195 banks

How Commercial Trust Company Of Fayette compares to Missouri peers

Capital ratio
Bottom 47% of $100M–1B peers
Commercial Trust
9.9%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
Commercial Trust
1.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Commercial Trust Company Of Fayette

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commercial Trust Company Of Fayette over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 180 W Sexton St, Harrisburg, MO 65256
  • 119 N Main St, Fayette, MO 65248

Are deposits at Commercial Trust Company Of Fayette insured?

Yes. Commercial Trust Company Of Fayette is an FDIC-insured bank (FDIC certificate #9791). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commercial Trust Company Of Fayette: frequently asked questions

Is Commercial Trust Company Of Fayette a good bank?

Commercial Trust Company Of Fayette earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.68%).

Is Commercial Trust Company Of Fayette FDIC-insured?

Yes. Commercial Trust Company Of Fayette is a FDIC-insured bank (FDIC certificate #9791). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commercial Trust Company Of Fayette?

Commercial Trust Company Of Fayette holds $162 million in total assets, ranking 86th of 195 banks we track in Missouri. It operates 2 branches.

Does Commercial Trust Company Of Fayette have CFPB complaints?

No CFPB complaints against Commercial Trust Company Of Fayette appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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