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Peoples Bank

Mendenhall, MS · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Peoples Bank is a bank based in Mendenhall, Mississippi, established in 1908, with $503 million in total assets across 6 branches. By Trust Grade it ranks 22nd of 57 banks we track in Mississippi. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 2.83% return on assets. No consumer complaints against Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$503.4M
$100M–1B institution
Deposits
$420.1M
Branches
6
Capital ratio
10.2%
Top 49% of $100M–1B peers · Mississippi median 10.9%
Return on assets
2.8%
Top 3% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#22
of 57 banks

How Peoples Bank compares to Mississippi peers

Capital ratio
Top 49% of $100M–1B peers
Peoples Bank
10.2%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
Peoples Bank
2.8%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 2.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 611 5th Ave Sw, Magee, MS 39111
  • 1632 Simpson Highway 149, Mendenhall, MS 39114
  • 710 Main St, Collins, MS 39428
  • 129 Center St, Richland, MS 39218
  • 4401 Belle Oaks Dr, North Charleston, SC 29405
  • 160 E Maud Ave, Mendenhall, MS 39114

Are deposits at Peoples Bank insured?

Yes. Peoples Bank is an FDIC-insured bank (FDIC certificate #9366). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank: frequently asked questions

Is Peoples Bank a good bank?

Peoples Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 2.83%).

Is Peoples Bank FDIC-insured?

Yes. Peoples Bank is a FDIC-insured bank (FDIC certificate #9366). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank?

Peoples Bank holds $503 million in total assets, ranking 22nd of 57 banks we track in Mississippi. It operates 6 branches.

Does Peoples Bank have CFPB complaints?

No CFPB complaints against Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Riverhills Bank
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Century Bank
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United Mississippi Bank
bank · Natchez, MS · $563M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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