Century Bank is a bank based in Lucedale, Mississippi, established in 1903, with $562 million in total assets across 9 branches. By Trust Grade it ranks 36th of 57 banks we track in Mississippi. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Century Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Century Bank compares to Mississippi peers
How we graded Century Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Century Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 21300 Highway 613, Hurley, MS 39555
- 1002 Highway 63 South, Lucedale, MS 39452
- 5370 Highway 90 W, Mobile, AL 36619
- 10225 Grand Bay Wilmer Rd S, Grand Bay, AL 36541
- 7875 Moffett Rd, Semmes, AL 36575
- 127 W I65 Service Rd N, Mobile, AL 36608
- 6380 Cottage Hill Rd, Mobile, AL 36609
- 861 Edwards Ave, Fairhope, AL 36532
- 4282 Main St, Lucedale, MS 39452
Are deposits at Century Bank insured?
Yes. Century Bank is an FDIC-insured bank (FDIC certificate #11448). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Century Bank: frequently asked questions
Is Century Bank a good bank?
Century Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.21%).
Is Century Bank FDIC-insured?
Yes. Century Bank is a FDIC-insured bank (FDIC certificate #11448). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Century Bank?
Century Bank holds $562 million in total assets, ranking 36th of 57 banks we track in Mississippi. It operates 9 branches.
Does Century Bank have CFPB complaints?
No CFPB complaints against Century Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
