First Bank is a bank based in Mccomb, Mississippi, established in 1895, with $558 million in total assets across 14 branches. By Trust Grade it ranks 15th of 57 banks we track in Mississippi. Its capital ratio of 13.3% is stronger than 83% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank compares to Mississippi peers
How we graded First Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Strongly profitable (ROA 1.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- Liberty And Railroad Avenues, Osyka, MS 39657
- 284 E Bay St, Magnolia, MS 39652
- 832 East Main Street, Liberty, MS 39645
- 750 Brookway Blvd, Brookhaven, MS 39601
- Robb Street, Summit, MS 39666
- 1324 Delaware Avenue, Mccomb, MS 39648
- 315 3rd St, Mccomb, MS 39648
- 410 E Broad St, Monticello, MS 39654
- 105 S Broadway St, Mccomb, MS 39648
- 103 Edgewood Dr, Mccomb, MS 39648
- 3301 Hardy St, Hattiesburg, MS 39401
- 200 S Whitworth Ave, Brookhaven, MS 39601
- 1903 Main St, Madison, MS 39110
- 6300 U S Highway 98, Hattiesburg, MS 39402
Are deposits at First Bank insured?
Yes. First Bank is an FDIC-insured bank (FDIC certificate #5907). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank: frequently asked questions
Is First Bank a good bank?
First Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.47%).
Is First Bank FDIC-insured?
Yes. First Bank is a FDIC-insured bank (FDIC certificate #5907). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank?
First Bank holds $558 million in total assets, ranking 15th of 57 banks we track in Mississippi. It operates 14 branches.
Does First Bank have CFPB complaints?
No CFPB complaints against First Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
