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Riverhills Bank

Vicksburg, MS · Est. 1890 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Riverhills Bank is a bank based in Vicksburg, Mississippi, established in 1890, with $447 million in total assets across 5 branches. By Trust Grade it ranks 17th of 57 banks we track in Mississippi. Its capital ratio of 12.2% is stronger than 74% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Riverhills Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$447.1M
$100M–1B institution
Deposits
$390.3M
Branches
5
Capital ratio
12.2%
Top 26% of $100M–1B peers · Mississippi median 10.9%
Return on assets
1.9%
Top 17% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#17
of 57 banks

How Riverhills Bank compares to Mississippi peers

Capital ratio
Top 26% of $100M–1B peers
Riverhills Bank
12.2%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
Riverhills Bank
1.9%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Riverhills Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Strongly profitable (ROA 1.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Riverhills Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 1400 Highway 61 N, Vicksburg, MS 39183
  • 100 Fountains Blvd, Madison, MS 39110
  • 2125 N Frontage Rd, Vicksburg, MS 39180
  • 702 Market St, Port Gibson, MS 39150
  • 1345 Cooperative Way, Oxford, MS 38655

Are deposits at Riverhills Bank insured?

Yes. Riverhills Bank is an FDIC-insured bank (FDIC certificate #8234). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Riverhills Bank: frequently asked questions

Is Riverhills Bank a good bank?

Riverhills Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.85%).

Is Riverhills Bank FDIC-insured?

Yes. Riverhills Bank is a FDIC-insured bank (FDIC certificate #8234). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Riverhills Bank?

Riverhills Bank holds $447 million in total assets, ranking 17th of 57 banks we track in Mississippi. It operates 5 branches.

Does Riverhills Bank have CFPB complaints?

No CFPB complaints against Riverhills Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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