First Federal Savings And Loan Association is a bank based in Pascagoula, Mississippi, established in 1955, with $378 million in total assets across 6 branches. By Trust Grade it ranks 46th of 57 banks we track in Mississippi. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against First Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Federal Savings And Loan Association compares to Mississippi peers
How we graded First Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Profitable (ROA 0.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 4201 Bellview Ave, Moss Point, MS 39563
- 1414 Highway 90, Gautier, MS 39553
- 903 Jackson Ave, Pascagoula, MS 39567
- 3905 Bienville Blvd, Ocean Springs, MS 39564
- 21505 Highway 613, Hurley, MS 39555
- 10900 Highway 57, Vancleave, MS 39565
Are deposits at First Federal Savings And Loan Association insured?
Yes. First Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #30812). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Federal Savings And Loan Association: frequently asked questions
Is First Federal Savings And Loan Association a good bank?
First Federal Savings And Loan Association earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.43%).
Is First Federal Savings And Loan Association FDIC-insured?
Yes. First Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #30812). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Federal Savings And Loan Association?
First Federal Savings And Loan Association holds $378 million in total assets, ranking 46th of 57 banks we track in Mississippi. It operates 6 branches.
Does First Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against First Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
