The Cleveland State Bank is a bank based in Cleveland, Mississippi, established in 1908, with $346 million in total assets across 4 branches. By Trust Grade it ranks 49th of 57 banks we track in Mississippi. Its capital ratio of 6.9% trails most similarly sized banks (6th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against The Cleveland State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Cleveland State Bank compares to Mississippi peers
How we graded The Cleveland State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.9% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Cleveland State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 201 S. Dr. Martin Luther King Street, Merigold, MS 38759
- 1418 College St, Cleveland, MS 38732
- 229 Sunset Dr, Grenada, MS 38901
- 110 Commerce Ave, Cleveland, MS 38732
Are deposits at The Cleveland State Bank insured?
Yes. The Cleveland State Bank is an FDIC-insured bank (FDIC certificate #12201). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Cleveland State Bank: frequently asked questions
Is The Cleveland State Bank a good bank?
The Cleveland State Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Strongly profitable (ROA 1.02%).
Is The Cleveland State Bank FDIC-insured?
Yes. The Cleveland State Bank is a FDIC-insured bank (FDIC certificate #12201). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Cleveland State Bank?
The Cleveland State Bank holds $346 million in total assets, ranking 49th of 57 banks we track in Mississippi. It operates 4 branches.
Does The Cleveland State Bank have CFPB complaints?
No CFPB complaints against The Cleveland State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
