Bank Of Kilmichael is a bank based in Kilmichael, Mississippi, established in 1904, with $344 million in total assets across 5 branches. By Trust Grade it ranks 54th of 57 banks we track in Mississippi. Its capital ratio of 5.4% trails most similarly sized banks (1th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Bank Of Kilmichael appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Kilmichael compares to Mississippi peers
How we graded Bank Of Kilmichael
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.4% capital ratio)
- Strongly profitable (ROA 1.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Kilmichael over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 509 N Applegate St, Winona, MS 38967
- 24944 Ms Highway 15, Mathiston, MS 39752
- 1079 Veterans Memorial Blvd, Eupora, MS 39744
- 120 N Depot Ave, Kilmichael, MS 39747
- 9060 Mississippi Hwy 15, Ackerman, MS 39735
Are deposits at Bank Of Kilmichael insured?
Yes. Bank Of Kilmichael is an FDIC-insured bank (FDIC certificate #9775). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Kilmichael: frequently asked questions
Is Bank Of Kilmichael a good bank?
Bank Of Kilmichael earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.4% capital ratio); Strongly profitable (ROA 1.07%).
Is Bank Of Kilmichael FDIC-insured?
Yes. Bank Of Kilmichael is a FDIC-insured bank (FDIC certificate #9775). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Kilmichael?
Bank Of Kilmichael holds $344 million in total assets, ranking 54th of 57 banks we track in Mississippi. It operates 5 branches.
Does Bank Of Kilmichael have CFPB complaints?
No CFPB complaints against Bank Of Kilmichael appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
