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Copiah Bank

Hazlehurst, MS · Est. 1891 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Copiah Bank is a bank based in Hazlehurst, Mississippi, established in 1891, with $332 million in total assets across 9 branches. By Trust Grade it ranks 28th of 57 banks we track in Mississippi. Its capital ratio of 11.4% is stronger than 67% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Copiah Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$331.6M
$100M–1B institution
Deposits
$291.1M
Branches
9
Capital ratio
11.4%
Top 33% of $100M–1B peers · Mississippi median 10.9%
Return on assets
0.9%
Bottom 33% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#28
of 57 banks

How Copiah Bank compares to Mississippi peers

Capital ratio
Top 33% of $100M–1B peers
Copiah Bank
11.4%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of $100M–1B peers
Copiah Bank
0.9%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Copiah Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Copiah Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 686 Caldwell Dr, Hazlehurst, MS 39083
  • Highway 51 And Church Street, Wesson, MS 39191
  • 407 E Railroad Ave, Crystal Springs, MS 39059
  • 5754 Terry Rd, Byram, MS 39272
  • 150 Earl Clark Dr, Florence, MS 39073
  • 145 W Harper St, Richland, MS 39218
  • 767 Clinton Pkwy, Clinton, MS 39056
  • 101 Caldwell Dr, Hazlehurst, MS 39083
  • 1050 Parkway Blvd, Flowood, MS 39232

Are deposits at Copiah Bank insured?

Yes. Copiah Bank is an FDIC-insured bank (FDIC certificate #8231). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Copiah Bank: frequently asked questions

Is Copiah Bank a good bank?

Copiah Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.92%).

Is Copiah Bank FDIC-insured?

Yes. Copiah Bank is a FDIC-insured bank (FDIC certificate #8231). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Copiah Bank?

Copiah Bank holds $332 million in total assets, ranking 28th of 57 banks we track in Mississippi. It operates 9 branches.

Does Copiah Bank have CFPB complaints?

No CFPB complaints against Copiah Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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