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Farmers And Merchants State Bank Of Pierz

Pierz, MN · Est. 1908 · Website ↗
B
Trust Grade
Strong
Score: 85/100

Farmers And Merchants State Bank Of Pierz is a bank based in Pierz, Minnesota, established in 1908, with $331 million in total assets across 3 branches. By Trust Grade it ranks 193rd of 224 banks we track in Minnesota. Its capital ratio of 6.6% trails most similarly sized banks (5th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Farmers And Merchants State Bank Of Pierz appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$331.0M
$100M–1B institution
Deposits
$307.7M
Branches
3
Capital ratio
6.6%
Bottom 5% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.4%
Top 39% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#193
of 224 banks

How Farmers And Merchants State Bank Of Pierz compares to Minnesota peers

Capital ratio
Bottom 5% of $100M–1B peers
Farmers And
6.6%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
Farmers And
1.4%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Farmers And Merchants State Bank Of Pierz

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.6% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers And Merchants State Bank Of Pierz over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 110 Meeker Ave W, Eden Valley, MN 55329
  • 1301 2nd St N, Sauk Rapids, MN 56379
  • 80 Main St N, Pierz, MN 56364

Are deposits at Farmers And Merchants State Bank Of Pierz insured?

Yes. Farmers And Merchants State Bank Of Pierz is an FDIC-insured bank (FDIC certificate #10165). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers And Merchants State Bank Of Pierz: frequently asked questions

Is Farmers And Merchants State Bank Of Pierz a good bank?

Farmers And Merchants State Bank Of Pierz earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Strongly profitable (ROA 1.38%).

Is Farmers And Merchants State Bank Of Pierz FDIC-insured?

Yes. Farmers And Merchants State Bank Of Pierz is a FDIC-insured bank (FDIC certificate #10165). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers And Merchants State Bank Of Pierz?

Farmers And Merchants State Bank Of Pierz holds $331 million in total assets, ranking 193rd of 224 banks we track in Minnesota. It operates 3 branches.

Does Farmers And Merchants State Bank Of Pierz have CFPB complaints?

No CFPB complaints against Farmers And Merchants State Bank Of Pierz appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Ultima Bank Minnesota
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Sherburne State Bank
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Citizens Independent Bank
bank · Saint Louis Park, MN · $317M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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