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First Bank Blue Earth

Blue Earth, MN · Est. 1869 · Website ↗
B
Trust Grade
Strong
Score: 80/100

First Bank Blue Earth is a bank based in Blue Earth, Minnesota, established in 1869, with $321 million in total assets across 1 branch. By Trust Grade it ranks 211th of 224 banks we track in Minnesota. Its capital ratio of 7.1% trails most similarly sized banks (8th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against First Bank Blue Earth appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$321.2M
$100M–1B institution
Deposits
$281.8M
Branches
1
Capital ratio
7.1%
Bottom 8% of $100M–1B peers · Minnesota median 9.5%
Return on assets
0.1%
Bottom 4% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#211
of 224 banks

How First Bank Blue Earth compares to Minnesota peers

Capital ratio
Bottom 8% of $100M–1B peers
First Bank
7.1%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of $100M–1B peers
First Bank
0.1%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First Bank Blue Earth

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (7.1% capital ratio)
  • Profitable (ROA 0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank Blue Earth over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 306 S Main St, Blue Earth, MN 56013

Are deposits at First Bank Blue Earth insured?

Yes. First Bank Blue Earth is an FDIC-insured bank (FDIC certificate #5097). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank Blue Earth: frequently asked questions

Is First Bank Blue Earth a good bank?

First Bank Blue Earth earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Profitable (ROA 0.06%).

Is First Bank Blue Earth FDIC-insured?

Yes. First Bank Blue Earth is a FDIC-insured bank (FDIC certificate #5097). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank Blue Earth?

First Bank Blue Earth holds $321 million in total assets, ranking 211th of 224 banks we track in Minnesota. It operates 1 branch.

Does First Bank Blue Earth have CFPB complaints?

No CFPB complaints against First Bank Blue Earth appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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