Gateway Bank is a bank based in Mendota Heights, Minnesota, established in 2004, with $313 million in total assets across 2 branches. By Trust Grade it ranks 184th of 224 banks we track in Minnesota. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Gateway Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gateway Bank compares to Minnesota peers
How we graded Gateway Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gateway Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 745 Market St, Mendota Heights, MN 55118
- 4530 France Ave S, Edina, MN 55410
Are deposits at Gateway Bank insured?
Yes. Gateway Bank is an FDIC-insured bank (FDIC certificate #57644). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gateway Bank: frequently asked questions
Is Gateway Bank a good bank?
Gateway Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.36%).
Is Gateway Bank FDIC-insured?
Yes. Gateway Bank is a FDIC-insured bank (FDIC certificate #57644). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Gateway Bank?
Gateway Bank holds $313 million in total assets, ranking 184th of 224 banks we track in Minnesota. It operates 2 branches.
Does Gateway Bank have CFPB complaints?
No CFPB complaints against Gateway Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
