Citizens Independent Bank is a bank based in Saint Louis Park, Minnesota, established in 1950, with $317 million in total assets across 4 branches. By Trust Grade it ranks 145th of 224 banks we track in Minnesota. Its capital ratio of 9.4% trails most similarly sized banks (36th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Citizens Independent Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Independent Bank compares to Minnesota peers
How we graded Citizens Independent Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Independent Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 5000 W 36th St, Saint Louis Park, MN 55416
- 3700 W Broadway Ave, Robbinsdale, MN 55422
- 10901 Excelsior Blvd, Hopkins, MN 55343
- 15600 36th Ave N, Plymouth, MN 55446
Are deposits at Citizens Independent Bank insured?
Yes. Citizens Independent Bank is an FDIC-insured bank (FDIC certificate #16863). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Independent Bank: frequently asked questions
Is Citizens Independent Bank a good bank?
Citizens Independent Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.55%).
Is Citizens Independent Bank FDIC-insured?
Yes. Citizens Independent Bank is a FDIC-insured bank (FDIC certificate #16863). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Independent Bank?
Citizens Independent Bank holds $317 million in total assets, ranking 145th of 224 banks we track in Minnesota. It operates 4 branches.
Does Citizens Independent Bank have CFPB complaints?
No CFPB complaints against Citizens Independent Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
