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Sherburne State Bank

Becker, MN · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Sherburne State Bank is a bank based in Becker, Minnesota, established in 1920, with $343 million in total assets across 4 branches. By Trust Grade it ranks 142nd of 224 banks we track in Minnesota. Its capital ratio of 8.4% trails most similarly sized banks (19th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against Sherburne State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$343.4M
$100M–1B institution
Deposits
$284.8M
Branches
4
Capital ratio
8.4%
Bottom 19% of $100M–1B peers · Minnesota median 9.5%
Return on assets
2.0%
Top 13% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#142
of 224 banks

How Sherburne State Bank compares to Minnesota peers

Capital ratio
Bottom 19% of $100M–1B peers
Sherburne State
8.4%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
Sherburne State
2.0%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Sherburne State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 1.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sherburne State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 136 N Rum River Dr, Princeton, MN 55371
  • 1200 Highway 25 S, Monticello, MN 55362
  • 12500 Sherburne Avenue, Becker, MN 55308
  • 12392 Pleasant Ave, Becker, MN 55308

Are deposits at Sherburne State Bank insured?

Yes. Sherburne State Bank is an FDIC-insured bank (FDIC certificate #10169). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sherburne State Bank: frequently asked questions

Is Sherburne State Bank a good bank?

Sherburne State Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.97%).

Is Sherburne State Bank FDIC-insured?

Yes. Sherburne State Bank is a FDIC-insured bank (FDIC certificate #10169). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sherburne State Bank?

Sherburne State Bank holds $343 million in total assets, ranking 142nd of 224 banks we track in Minnesota. It operates 4 branches.

Does Sherburne State Bank have CFPB complaints?

No CFPB complaints against Sherburne State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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