Harvest Bank is a bank based in Kimball, Minnesota, established in 1901, with $356 million in total assets across 6 branches. By Trust Grade it ranks 173rd of 224 banks we track in Minnesota. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Harvest Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Harvest Bank compares to Minnesota peers
How we graded Harvest Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Harvest Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 145 Nelson Blvd, Montrose, MN 55363
- 24952 County Road 7, St. Cloud, MN 56301
- 321 Pacific Ave, Kandiyohi, MN 56251
- 609 Pacific Ave, Waverly, MN 55390
- 75 N Main St, Kimball, MN 55353
- 222 Atlantic Ave, Atwater, MN 56209
Are deposits at Harvest Bank insured?
Yes. Harvest Bank is an FDIC-insured bank (FDIC certificate #11415). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Harvest Bank: frequently asked questions
Is Harvest Bank a good bank?
Harvest Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.86%).
Is Harvest Bank FDIC-insured?
Yes. Harvest Bank is a FDIC-insured bank (FDIC certificate #11415). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Harvest Bank?
Harvest Bank holds $356 million in total assets, ranking 173rd of 224 banks we track in Minnesota. It operates 6 branches.
Does Harvest Bank have CFPB complaints?
No CFPB complaints against Harvest Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
