United Community Bank is a bank based in Perham, Minnesota, established in 1911, with $352 million in total assets across 3 branches. By Trust Grade it ranks 170th of 224 banks we track in Minnesota. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against United Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Community Bank compares to Minnesota peers
How we graded United Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 101 1st Ave N, Dent, MN 56528
- 301 W Main St, Perham, MN 56573
- 122 West Main Street, Frazee, MN 56544
Are deposits at United Community Bank insured?
Yes. United Community Bank is an FDIC-insured bank (FDIC certificate #8544). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Community Bank: frequently asked questions
Is United Community Bank a good bank?
United Community Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.95%).
Is United Community Bank FDIC-insured?
Yes. United Community Bank is a FDIC-insured bank (FDIC certificate #8544). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Community Bank?
United Community Bank holds $352 million in total assets, ranking 170th of 224 banks we track in Minnesota. It operates 3 branches.
Does United Community Bank have CFPB complaints?
No CFPB complaints against United Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
