Bank Of Zachary is a bank based in Zachary, Louisiana, established in 1904, with $422 million in total assets across 5 branches. By Trust Grade it ranks 73rd of 105 banks we track in Louisiana. Its capital ratio of 9.2% trails most similarly sized banks (32th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Bank Of Zachary appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Zachary compares to Louisiana peers
How we graded Bank Of Zachary
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Profitable (ROA 0.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Zachary over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 2210 Highway 64, Zachary, LA 70791
- 4743 Main St, Zachary, LA 70791
- 32340 La Highway 16, Denham Springs, LA 70726
- 5451 Live Oak Ctr, Saint Francisville, LA 70775
- 14395 Grand Settlement Blvd, Baton Rouge, LA 70818
Are deposits at Bank Of Zachary insured?
Yes. Bank Of Zachary is an FDIC-insured bank (FDIC certificate #306). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Zachary: frequently asked questions
Is Bank Of Zachary a good bank?
Bank Of Zachary earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.97%).
Is Bank Of Zachary FDIC-insured?
Yes. Bank Of Zachary is a FDIC-insured bank (FDIC certificate #306). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Zachary?
Bank Of Zachary holds $422 million in total assets, ranking 73rd of 105 banks we track in Louisiana. It operates 5 branches.
Does Bank Of Zachary have CFPB complaints?
No CFPB complaints against Bank Of Zachary appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
